How to keep important documents safe in your home

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For over 11 years, SafeWise experts have conducted independent research and testing to create unbiased, human reviews. We may earn money when you click links on our site, but this does not affect our recommendations. Learn how we test and review.

SafeWise Team
Sep 18, 2024
Icon Time To Read3 min read

Your home is full of valuable things, but one area that tends to get overlooked when it comes to home security is storing important documents.

Beyond knowing where these documents are, there are some documents, like passports and tax returns, which can be just as tempting to a burglar as your big screen TV or your electronics. And while your TV can be easily replaced, your identity cannot.

Take a look below at the important documents you should store and ways to keep those documents out of the wrong hands.

Important documents to secure

Annual tax returns

According to the Australian Tax Office, you need to keep tax records for five years. Some records, such as those connected to an amended tax assessment, information you plan to use in future tax returns, depreciating assets records, capital gains tax assets records and petroleum resource rent tax records need to be kept even longer.

Passport

Before you leave on holidays, make a copy of your passport and keep it with you, in case your passport is stolen while you are travelling. It's also handy to have a few passport photos on you as well, in case you need to secure emergency documents while overseas. At home, be sure to lock the passport up.

Will

Likely, your original will is kept with your attorney, but you should have received copies. Keep one in a locked safe at home.

Birth certificate

Every family member has a birth certificate. Make copies to keep in your files at home and keep the originals in a safe. You may need to access the information on birth certificates, so keeping a copy close by is a good idea.

Marriage certificate

A marriage certificate proves your marriage, and as it is a legal document, should be filed away safely and securely.

 

Proof of address

There are loads of circumstances where you need to prove your address; applying for a passport, opening a bank account or getting your driver's licence. Have a copy of your current address, whether it's a recent bill or bank statement on hand to easily produce proof of your current address.

Citizenship papers

If you're applying for citizenship, or have successfully gained citizenship of a new country, keep those files secure.

Visas

Visas are another document to keep secure in case you need to refer to it—especially for travelling and employment.

Insurance policies

The last thing you need if you experience some sort of disaster of accident is to be fumbling through cupboards trying to work out your insurance policy. Have a physical and digital copy filed securely so you can easily refer to it.

Proof of purchase and warranties

For big ticket items it's good to keep receipts and copies of warranties somewhere secure, in case your fridge, TV, couch or car, for instance, becomes faulty and needs replacing. It's also handy come tax time when you need to claim items on tax.

Lease agreements

This applies for both renters and landlords—the lease agreement proves the terms of your lease, and it's important to be able to access these if you find yourself in a legal bind.

Mortgage documents

If anything, your mortgage documents will be useful when it comes to filing a tax return, so have it secure at home so you can share with your accountant come tax time.

Vehicle registration

If you want to sell your car, motorbike or other vehicle, you'll need your vehicle registration papers. This goes for insuring your vehicle, too.

How to keep your documents safe

Now that you know the most important documents to keep safe, you’re going to need to know how to properly and securely store the papers. When storing important documents, you have two goals: keep the information close at hand, in case you need to access it and keep the information safe from theft, fire, or other emergencies.

Home safes

Best overall
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For documents you keep at home, or copies of important documents kept elsewhere, get a home safe. It should be fireproof and have a secure locking mechanism.

A safe at home helps you keep these items safe from people you don’t want accessing your personal information, as well as any emergencies, like fires or floods.

Check out our list of top home safes to find the right one for your needs.

Use plastic page slips and document bags

Safewise recommends
a black document bag holding passports with blue and orange splashes behind it.

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When storing your documents in a safe, you’ll want to protect them from any wear and tear or accidental spills. One way to do this is by using plastic page slips. Put documents in a plastic sleeve and then file them in a binder or box. The binder can then go inside your safe. Each document should be in its own plastic page. Even better, get a fireproof document bag, which usually have plastic page slips inside the bag for securely storing documents.

Use the shredder

Safewise recommends
a dark grey rexel branded paper shredder

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Put your shredder to work. Shred your receipts, credit card offers, bank statements, expired credit cards, and utility payments you no longer need. Don’t ever throw out a receipt that came from a transaction you used your credit card with, as your number and/or name is likely on there and criminals can use that to their advantage.

Document safety FAQ

A safe deposit box is one of the safest ways to securely store your valuables like personal documents.

The key to storing paper documents long term is to keep them in a dark, cool environment free of moisture and humidity. Keep them in plastic sleeves in boxes.


Disclaimer
Product prices and availability are accurate as of the date/time of publish and are subject to change. Any price and availability information displayed on the retailer’s website at the time of purchase will apply to the purchase of this product. SafeWise Australia utilises paid affiliate links.

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