The festive season is a popular time of year to give to charities, and it's no surprise scammers will try and capitalise on this generosity. As the Christmas season looms closer, so do charity Christmas appeals. While these charities deserve your support, it's important to be sure you’re giving to a real charity, not a scammer masquerading as one. Australians have already lost over $400 million to scams between January and September this year, and that number is only expected to rise.
“Cyber-criminals are out there, trying to take advantage of our kind-heartedness and generosity, especially at this time of year. The latest official data shows Australians lost $3.1 billion to scammers last year. There were hundreds of reports of fake charity scams to Scamwatch, but we know it is likely that significantly under-represents the actual incidence”, says Sue Woodward, the Australian Charities and Not-for-profits Commissioner.
So – how do you know if the person you’re talking to is genuinely working with a charity and not a scammer? Firstly, they won’t make it seem like your donation is an urgent matter of life or death if you decline. A scammer will likely push hard for you to donate at that very moment, instead of giving you time to think about your decision.
If they can’t tell you exactly what your donation will be used for or if they ask you to pay through wire transfer, gift cards, or cryptocurrency, there’s a high chance it’s a scammer and not a real charity.